COBS 9.5 explained: what counts as a completed annual review in 2026?
Many firms are failing annual reviews that technically happened. Here's the FCA's current standard for what constitutes a completed, evidenced review.
Field notes from conversations with compliance teams, regulatory primers we wish had existed when we started, and product changes we want you to know about. Below: what we're writing now. We'll publish each as it's ready; the first batch lands ahead of the September 2028 launch.
What compliance teams need to address before the July 2026 deadline, and how Amaea automates the evidence gathering.
Coming soonMany firms are failing annual reviews that technically happened. Here's the FCA's current standard for what constitutes a completed, evidenced review.
Reactive processes are no longer enough. The updated guidance requires systematic identification at every client touchpoint - here's what that looks like in practice.
Complaint data inconsistencies and low upheld rates relative to volume are the most common triggers. Here's how to audit your Section B before submission.